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Patrick Lamoral

Everything You Need to Know About the Change in Spanish Transfer Tax Starting Jan '22Finance & Taxes

Everything You Need to Know About the Change in Spanish Transfer Tax Starting Jan '22

Until the end of 2021, the purchase of existing property in Spain was subject to 10% registration (notarial transfer tax) or ITP. As of 1 January 2022, there will be a change in the calculation of transfer taxes. The cadastral reference values will now also be taken into account. We have summarised the new rules for you below:

By Patrick Lamoral·May 14, 2025
2 min read
New build declaration; what is it and what is it for?Legal & Legality

New build declaration; what is it and what is it for?

The New Build Declaration (or Declaración de Obra Nueva) is an essential procedure in the real estate sector that allows the construction of a building or dwelling to be formalised in the Property Registry, putting everything in legal order. This process is important not only for the construction of new homes, but also for large, major renovations and/or extensions. In this article, we explain exactly what it entails, why you need it and when to apply for it.

By Patrick Lamoral·May 14, 2025
6 min read
The Property Register in Spain - What is it, and what is it for?Legal & Legality

The Property Register in Spain - What is it, and what is it for?

If you are planning to buy a house in Spain, it is good to know what the Property Register is and why it is so important. This is because this register plays a crucial role in ensuring legal certainty when buying property and it helps you avoid running into legal problems.

By Patrick Lamoral·January 20, 2025
7 min read
Day trips to picturesque inland villagesTravelling & Costa Blanca Region

Day trips to picturesque inland villages

The Costa Blanca is known for its beautiful coastline, but the hinterland also offers a wealth of picturesque villages and special attractions that are absolutely worth exploring. A day trip to the interior of the Costa Blanca will take you past ancient villages, green valleys and rugged mountains, far away from the hustle and bustle of the coast. Here are some of the most beautiful day trip destinations in the interior of the Costa Blanca.

By Patrick Lamoral·January 16, 2025
10 min read
Healthcare in Spain: Seguridad Social and/or Private InsuranceEmigration & Integration

Healthcare in Spain: Seguridad Social and/or Private Insurance

Spain is known for its good healthcare system, which is both accessible and affordable for residents and foreigners alike. Whether you are a resident of Spain or staying in the country temporarily, it is important to understand how the Spanish healthcare system works and what choices you have in terms of health insurance. In this blog, we will take a closer look at the Seguridad Social, the public healthcare system, and the option of private insurance.

By Patrick Lamoral·January 3, 2025
7 min read
Schools at the Costa BlancaEmigration & Integration

Schools at the Costa Blanca

At Immofy, we understand that moving to Spain means more than just finding a new home, especially for families with children. From experience, we know how important it is to find a good school for your children, and we receive many questions about this during the initial search and viewings by our clients. Therefore, we are happy to share this overview of schools on the Costa Blanca and briefly explain how the Spanish education system works.

By Patrick Lamoral·December 26, 2024
6 min read
SOLAR PANELS IN SPAIN, A SMART CHOICE!Climate & Sustainability

SOLAR PANELS IN SPAIN, A SMART CHOICE!

If you are planning to buy a house in Spain or you are already an owner of a property in Spain, then it is definitely worth considering the installation of solar panels and heat pumps as environmentally friendly and cost-saving energy solutions. In this blog, we will explain the advantages and possibilities to have a good installation carried out even with a limited budget and thus save a lot of money on your energy bill.

By Patrick Lamoral·October 29, 2024
3 min read
What to do if you inherit a foreign account?Finance & Taxes

What to do if you inherit a foreign account?

A death always creates a lot of paperwork, especially if the deceased had a foreign account. Besides the grief, there is a lot of hassle involved. Below, we give you an overview of the steps to follow if this happens to you:

By Patrick Lamoral·October 29, 2024
3 min read
Explore the coast between Alicante AND Dénia by tram (Trenet de la Marina)Travelling & Costa Blanca Region

Explore the coast between Alicante AND Dénia by tram (Trenet de la Marina)

The Trenet de la Marina, the iconic tramway that winds along the beautiful Costa Blanca, has a special history dating back to the early 20th century (1915). Originally designed as a narrow gauge line to connect small villages and transport local produce to the coast, the line has grown over the years into an essential link for residents and tourists alike. From steam trains to modern electric trams, the Trenet de la Marina has repeatedly adapted to the changing needs of the region. Discover how

By Patrick Lamoral·October 28, 2024
5 min read
Spanish Parador hotels, special by culture, history or locationTravelling & Costa Blanca Region

Spanish Parador hotels, special by culture, history or location

Parador hotels in Spain - History and luxury in one Spain is home to a unique network of hotels that combine history and luxury in a way no other hotel chain does: the Paradores de Turismo de España, called Parador hotels for short. These exclusive hotels, spread across Spain, are often located in historic buildings such as castles, monasteries, palaces and fortresses. Paradores combine unique architecture, spectacular locations and cultural significance with modern amenities and comfort. They a

By Patrick Lamoral·October 28, 2024
7 min read
Hiking through natural parks on the Costa BlancaTravelling & Costa Blanca Region

Hiking through natural parks on the Costa Blanca

The Costa Blanca North is of course known for its beautiful beaches and charming villages, but did you know that this region is also a paradise for hiking enthusiasts?

By Patrick Lamoral·October 24, 2024
8 min read
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